Saturday, July 24, 2010

Professional Liablity Insurance for Long Term Care Professionals

BIIS is pleased to provide insurance coverage for Long Term Care professionals.

INTRODUCING MEDSURANCE™ LTC

MedSurance™ LTC is an insurance product specifically designed to meet the needs of Assisted Living Facilities, Independent Living Facilities and other long term care (LTC) providers throughout Canada. Most individuals and businesses operating in the LTC environment are suitable for the MedSurance™ LTC product, other than Skilled Nursing Facilities.product, other than Skilled Nursing Facilities.

BROAD COVER
MedSurance™ LTC is a modular policy covering a broad range of exposures
faced by the LTC sector. Features include:
• Professional liability
• Medical practitioner liability
• Sexual misconduct and physical abuse liability
• Contractual liability
• Commercial general liability
• Employee benefits liability
• Tenants’ liability
• Non-owned and hired automobile liability
• Commercial property & business interruption
• Computer virus and hacking attack liability
• Loss mitigation costs
• Medical expenses cover
• Court attendance costs
• Brand protection cover
• Indemnity to mortgagees, landlords or lessors of leased equipment

LIMITS, DEDUCTIBLES AND PREMIUMS
• Limits of liability available up to $5,000,000 each claim
• Deductibles as low as $100
• Premiums starting from $75

SERVICE
We recognise that LTC providers want to buy their insurance quickly and simply.
That’s why our insurance policy is backed up by exceptional service levels
featuring:

• A fast-track service for urgent submissions
• Claims handled by reputable and experienced claims managers

All this at very competitive prices. To obtain a quote all we need is the completed
MedSurance™ LTC application form or a suitable alternative.

INSURANCE FOR PROVIDERS OF LONG TERM CARE

RESIDENTIAL CARE RISKS

(SENIOR CARE ONLY)

Adult day care centres
Assisted living facilities
Hospices
Host homes
Independent living facilities

NON-RESIDENTIAL CARE RISKS

(SENIOR CARE ONLY)

Certified nursing assistant / nursing aides
Clergy, chaplain or religious ministry
Home health care
Housekeeper
Licensed practical nurse / licensed vocational nurse
Live in companion
Medical director
Medical supplies (disposal medical supplies only)
Medical technician
Nurse practitioner
Occupational therapist
Personal carer
Physical therapist
Physicians
Physicians’ assistant
Psychiatrist
Psychotherapist
Registered nurse
Rehabilitation consultant
Residence managers
Respiratory therapists
Sitter
Social worker

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