Vancouver Office Insurance - Special

Premises only Liability Insurance with minimum property and extension coverages for Offices in Vancouver Area. 



Rate and Premium Indication:
CGL (Designated Premises Only) Premium:

• $600 for $1,000,000 limit (additional location at $150)
  
• $750 for $2,000,000 limit (additional location at $200)
  
• $850 for $3,000,000 limit (additional location at $230)
  
• $900 for $4,000,000 limit (additional location at $250)
  
• $950 for $5,000,000 limit (additional location at $275)
  
  
• Minimum Property Coverage - Premium $250 is required.
  

Automatic Extensions:

• Newly Acquired Business Personal Property
  $50,000 for 90 days
  
• Personal Effects
  $2,500 per officer; $5,000 policy year
  
• Accounts Receivable
  $10,000
  
• Valuable Papers
  $10,000
  
• Property Off Premises including Property on Exhibition
  $10,000
  
• Property in Transit
  $10,000
  
• Growing Plants, Lawns, Trees, Shrubs and Flowers
  $1,000 per plant; $10,000 per occurrence
  
• Glass
  Automatically included for building owners and tenants if liable.
  
• Debris Removable
  5%, maximum $50,000
  
• Fire Department Service Charges
  $20,000
  
• Protect of Property
  Included
  
• Fine Arts
  $10,000
  
• Building Damage by Theft
  $5,000
  
• Professional Fees
  $10,000
  
• Automatic Fire Suppression System Recharge Expense
  $25,000
  
• EDP Equipment and Media
  $10,000
  
• Automatic Inflation Adjustment
  Included
  
• Building By-Laws
  Included
  
• Installation Floater
  $10,000
  
• Tenant’s Leasehold Interest – Rents
  $10,000
  
• Lock and Key Replacement
  $5,000
  
• Condominium Unit Coverage
  $10,000 Loss Assessment $25,000 Contingent Building Coverage
  
• Tenant’s Legal Liability
  $100,000
  
• Broad Form Money and; Security
  $5,000
  
  Please call at our Specialist, Ariel at 604-408-8695 or tall free 1-888-267-4461 for details.

CONSTRUCTION TRADES & GENERAL CONTRACTORS

-  Electricians
-  Plumbers
-  Air Conditioning ; Refrigeration Contractors
-  Excavators
-  Carpenters
-  Higher Hazard Classes acceptable, such as:
     * Blasting
     * Welding
     * Roofers
     * Demolition

Competitive Rates!

Try us for an alternate quote on an upcoming renewal.  You will be pleasantly surprised!

Wedding Package Protection Insurance

We are pleased to provide coverage through our administrator.

OPTION A: Insure one night (24 hours) for the wedding and reception

OPTION B:  Insure the entire weekend which consists of three events: 

Day 1 – Rehearsal Dinner

Day 2 – Wedding Ceremony and Reception

Day 3 – Luncheon/Gift Opening

Coverage includes Liquor Liability, Wedding Presents Floater $5,000 Limit / $500 Deductible

BUILDER’S RISK INSURANCE

The Course of Construction Program is a product specifically designed to meet the insurance needs of owners and contractors during construction of residential buildings.  This program is essentially for a small to medium sized contractor that specializes in residential construction.  It is underwritten on an individual risk basis, subject to fully completed applications.

Eligibility Requirements:

New Single Family residential construction only

Built by a contractor or an individual with the aid of a contractor

Not intended for subdivision developers

COMPETETIVE RATES FOR SMALL TO MEDIUM SIZED RISKS (up to): 

$750,000 for Protected Risks

$500,000 for Semi Protected Risks

$300,000 for Unprotected Risks

NEW!  Risks that have already been started!  Forward completed application, photographs and a reason explaining why insurance has not been purchased (these risks will be referred)

Liability Limits available of

$1,000,000 & $2,000,000 

Terms

Policies can be issued for a minimum of 3 months to a maximum of 6 months from the date of construction started.  Extensions may be granted (for a surcharge).

The maximum term we will write with all extensions is 12 months from the date of construction started.

Winter Sports - Commercial General Liability Insurance

We offer a wide range of liability insurance products.

This time of the year, New Sports and Adventure program is available.

Commercial General Liability with optional Accident Medical Coverage.

• Figure Skating
• Ringette
• Speed Skating
• Ice Hockey skills camps
• Off season practices and training sessions
• Conditioning camps and schools
• Weekend tournaments
• Recreational Teams
• Associations, leagues, arenas
• Pick up Basketball games
• Facility rentals
• ATV tours, ski lessons, snowshoeing, and etc.

Please contact us at 604-408-8695 or toll free 1-888-267-4461, Thank you.

CONSTRUCTION INSURANCE

Small Residential

*  Up to 4-plex in size
*  An easy to use self-rate for risks up to $2 million in value

Project Already Started...No problem.

Unlike most carriers, we will consider new business where the project has already started.
Large Wood Frame Construction Projects (up to $50 million)

*  Large Multi-family residential projects, resorts, townhouse developments, etc.
NEW - High-rise construction facility (our line $100 million)

*  High-rise construction, large industrial projects, or infrastructure projects.
Renovation Projects - large and small

*  From home renovations to large commercial building conversions.
Blanket Policies for Homebuilders

*  For homebuilders building 5 homes a year or 500 homes a year.
Liability Products

*  Premises Liability for owners
*  CGL - project specific
*  CGL - annual for homebuilders
*  Wrap-up Liability Product (limits up to $50 million)

Hole In One Insurance for Golf Tournaments or Charity Events!

Now it is time for Golf Tournaments!

You need a Hole In One insurance for a prize!

• Prize value starting from $2,500 up to $1,000,000.-
• Hole lengths from 125 yards.
• Basically amateurs only but Pros may be added.
• Additional 15% prize value available for charity plan

Additional Charity & Advertisement Programs

Weather Related                            Sports Records
Dice Toss                                         Casino Related
Rubber Duck Races                       Hockey Goal In One/Rapid Fire
Paper Airplane Toss                       Computer Related
Scratch and Win                               Roll the Rim
Fishing(Tagged/Weight/Records)  Horse Racing
Envelope Draw                              Billiards
All Number Games                        Royal Flush, Poker Run & Card Games
Toonie Toss                                    Hot Air Balloon Contests
Sports Scores                                 Curling
Bingo                                               Shooting or Archery
Internet Contests                           Auto Dealer Key Programs

Design your Own Program is possible up to $1,000,0000

Please let us know, what we can do (Prize Indemnity)