Sunday, January 31, 2010

Parents do not have the right to waive their child's right to sue by signing a release on the child's behalf

The British Columbia Supreme Court Stated so.

Victor Wong was 12 years old when his mother enrolled him and his two brothers at Lok's Martial Arts Centre in Richmond, BC. A requirement for enrollment was that the boys' mother sign the conditions of membership and release from. She claims that she did not read it carefully or fully understand it, but she knew that if she did not sign it, her sons would not be allowed to enroll.

Wong, now 20, alleges that during a sparring match at Lok's he was violently thrown to the floor, fracturing his arm and leaving him partially disabled. He is now suing the school, the sparring partner and the school owner, Michael Lok.

The defendants asked the court to dismiss the claim, pointing to the waiver of his legal rights and did not authorize his mother to waive any rights on his behalf.

Wong says that he did not sign a waiver of his legal rights and did not authorize his mother to waive any rights on his behalf.

BC the Honorable Mr.Justice Peter Willcock has ruled that, under the Infants Act of BC, a parent can not waive their child’s rights to sue for negligence.

"The Act does not permit a parent or guardian to bind an infant to an agreement waiving the infant’s right to bring an action in damages in tort," Willcock found in his decision. "The defendant's application is therefore dismissed"


Refer from
www.canlii.org/en/bc/bcsc/doc/2009/2009bcsc1385/2009bcsc1385.html

Thursday, September 10, 2009

Professional Liability or Errors and Omissions Insurance

You are providing professional services. You would like to avoid any financial loss caused by lawsuits due to your errors and omissions in the services you have rendered.

This coverage protects you from the incidents.

Professional Liability insurance is claim made policy therefore you need to maintain coverage even after you have completed the work, services or even after you retired.

Sunday, September 6, 2009

Commercial General Liability Insurance

You need to protect your business from financial liability resulting from bodily injury to others or property damage of others arising from your business operations or your products under your care.

Sometimes your landlord, clients, business partners or governments require the coverage.

In order to arrange CGL (Commercial General Liability) Insurance, we need detailed information on your operations, estimated annual income, past loss history, sales area and etc.